Terms of Service

Version 1.0 — Effective 19 April 2026

1. About Sensen Technology

Sensen Technology Pte. Ltd. (UEN: 202304327K) is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act 2019 to provide Digital Payment Token (DPT) services and domestic money transfer services.

2. Eligibility

By accessing or using the Sensen platform, you represent that your business is duly incorporated, has completed our Know Your Business (KYB) verification, and all authorised personnel have completed the required DPT Risk Awareness Assessment.

3. Platform Services

Sensen provides the following services subject to your approved product scope:

  • Digital Payment Token (DPT) custody and transfer
  • Stablecoin (USDC/USDT) payment processing
  • Foreign exchange conversion
  • Domestic and cross-border payment transfers
  • Smart receivables and invoicing

4. Fees

Fees are disclosed at the point of transaction. Sensen reserves the right to update fee schedules with 30 days' notice. Current fees are always available in your account settings.

5. Acceptable Use

You must not use the platform for:

  • Money laundering, terrorist financing, or proliferation financing
  • Transactions with sanctioned persons or jurisdictions
  • Circumventing currency controls
  • Any purpose prohibited by Singapore law or MAS regulations

6. Suspension and Termination

Sensen may suspend or terminate access immediately if we have reasonable grounds to suspect fraud, money laundering, or breach of these Terms. In such cases, we are required by law to preserve records and may be required to report to MAS or STRO.

7. Limitation of Liability

Sensen's liability is limited to the amount of transaction fees paid in the three months preceding any claim. We are not liable for losses arising from blockchain network failures, force majeure, or your breach of these Terms.

8. Governing Law

These Terms are governed by the laws of Singapore. Any disputes shall be referred to the Singapore International Arbitration Centre (SIAC).

9. Contact

For questions about these Terms, contact us at legal@sensenpay.com.