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Pre-Series A · MAS MPI Licence In Progress

The financial OSfor AI commerce.

Stablecoin and fiat on one account. AI agents, corporates and merchants settling instantly across every border — on infrastructure built for what comes next.

SG → NYC · 0.3s
SG → LON · 0.4s
SG → TYO · 0.2s
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The Opportunity

A $40T market is shifting to stablecoin rails.

$0T+

Annual Stablecoin Volume

2024 global volume

0.0%

Singapore Outbound Share

#1 in Asia

0%

YoY Growth

Digital payment flows

$0–0B

ASEAN SOM

Serviceable market

The Big Shift

Four eras of payments.
We're building the fourth.

01

Traditional

Branches, paper, friction.

02

Internet

Digital banking, cards, wallets.

03

Stablecoin

Blockchain-based, instant, global.

04

AI-Native

Programmable, autonomous, 24/7.

Sensen

The Platform

Three products.
One architecture.

SAPP

AI Commerce

  • ›AI agent payment APIs
  • ›Protocol-agnostic: x402, A2A, MCP
  • ›Machine-to-machine billing
  • ›Micro-transaction support
  • ›Compliant across every border
Dual-Rail

Business Account

  • ›Fiat + stablecoin on one account
  • ›SGD · USD · USDC · USDT
  • ›Instant + trigger-based FX
  • ›Maker-checker approval flows
  • ›24/7 real-time settlement
Coming Soon

Corporate Card

  • ›Global corporate expenses
  • ›Instant payment tracking
  • ›Role-based spend controls
  • ›No manual reconciliation
  • ›Linked to business account

Sensen Agentic Payment Protocol

Every protocol.
Every border.
One wallet.

Agentic payment protocols are fragmenting fast — x402, A2A, MCP and more. We're the connective layer. Protocol-agnostic orchestration so your agents never hit a dead end.

Protocol-agnostic

Coinbase x402, Google A2A, Anthropic MCP unified into one request.

Built-in compliance

Every transaction validated against policy. Audit trail by default.

Institutional custody

MPC wallet + maker-checker. You build; we secure.

Agentic Protocols

Coinbase

x402

Google

A2A

Anthropic

MCP

Agentic Payment Protocol

Universal payment request

Payment & Policy Engine

Rules · Validation · Audit

Wallet Manager

MPC · Maker-checker

Sensen Wallet99.60 USDC

Why Now

A narrow window.
A generational opportunity.

AI Economy

AI commerce projected at $3–5T by 2030. Unprecedented demand for programmable billing.

Stablecoin Mainstream

USDT/USDC at mainstream B2B adoption. $27T+ volume, 40% YoY growth.

MAS MPI Timing

6 regulated activities including Digital Payment Token. Licence application in progress.

MAS licence + AI payments + stablecoin adoption = once-in-a-generation window

Regulatory Coverage

6 activities under the MAS MPI licence.

01

Account Issuance

02

Domestic Money Transfer

03

Cross-border Money Transfer

04

Merchant Acquisition

05

E-money Issuance

06

Digital Payment Token (DPT)

Leadership

45+ years. Full coverage.

Business acumen · Commercial success · Operational excellence · Product-market fit · Regulatory alignment · Risk control.

NT

Nikki Tian

CEO

15+ years

  • ›Former GM of Sinopay Singapore, leading UnionPay acquirer in SEA
  • ›Led 7 yrs growth into Visa, Mastercard & wallet acquiring
  • ›Built acquiring partnerships with UOB & OCBC across major payment networks
  • ›Early participant in Singapore's SGQR initiative for merchant digital payments

Prior

DB SchenkerSinopaydtcpay
EL

El Lee

COO & Product Lead

15+ years

  • ›3x Top 10 FinTech Leaders Award winner
  • ›Ex-COO of MAS-licensed MPI dtcpay & pure-play custody firm Onchain Custodian
  • ›Proven product development leadership in fintech startups, from zero to one
  • ›Doctorate researching AI Agents and decentralised social network

Prior

JP MorganCIMBOnchain Custodiandtcpay
JJ

Justine Jiang

CCO

15+ years

  • ›Former MD, Head of Compliance & Risk Policy at DCS Card Centre
  • ›Former CCO at MAS-licensed MPI dtcpay
  • ›14 years in payment compliance across global & regional institutions
  • ›Deep knowledge of regulations in traditional finance and DPT

Prior

Bank of China (HK)BNP ParibasBitdeerDCSdtcpay

Startup of the Year

Asia Fintech Awards 2025

Finalist

Singapore FinTech Festival 2023

MAS MPI Application

6 Regulated Activities incl. DPT

Industry Member

Singapore · Global · ACCESS · Digital

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